There is a chronic housing under-supply at the moment in Australia. The population is growing more rapidly than the number of homes being built all over the country.

The government has admitted to this significant shortage. The government also has a vested interest in maintaining an active housing sector (specifically in construction), given the industry is such a large employer of Australians and has a huge bearing on the overall economy.

What does that mean for you, the potential investor? It will take years (if not decades) for the housing numbers to catch up with demand, meaning rents will continue to rise, and any houses that become available will be snapped up by Australians looking for somewhere to live. We are seeing vacancy rates at record rental lows. Rents are up dramatically.

However, the housing crisis and the construction industry response is not evenly spread. Some cities are seeing a more acute shortage and, over the coming years, certain markets are likely to outperform others. Understanding the housing supply constraints in each market, and the likely future demand drivers, enables us to target the best market and areas for your needs, maximising the probability of you building a property portfolio that delivers exceptional returns for many years.

• Listening to media hype
• Buying a property close to home (so they can drive past)
• Self-managing tenants
• Buying at auction
• Buying older properties (without potential to add real value)
• Buying based on the look or feel of a place
• Asking a real estate agent for advice
• Overcapitalising
• Selling for profit (when they should refinance and save the tax)
• Paying off debt (when they should create a redraw facility or use an offset account)
• Selling property to transfer into self-managed super funds (to purchase property)
• Not including a finance clause in the contract
• Cancelling a contract under the ‘cooling off’ option rather than the finance clause
• Failing to get an expert to review the contract
• Buying in regional or rural areas
• Not having a strategy for mitigating risk
• Waiting for the deal of a lifetime
• Buying for ‘future development upside’ on the open market
• Chasing the lowest interest rate option
• Not having the correct ownership or financial structures in place
• Not allowing for all purchase costs (stamp duty, mortgage registration, lenders mortgage insurance)
• Taking an approved finance limit as an unconditional commitment from the bank
• Selling property to finance lifestyle

OpenCorp provides an end-to-end service for property investors and we pride ourselves on the fact that 66% of our business is repeat and referral. Getting started with us is simple and could be the best investment of your own time you could make. In just four simple steps, you could be on your way to owning a high performing investment property that makes money for you while you sleep:

1. Discovery Call
   • Our property investment experts will meet with you to understand your current situation, personal goals and your financial position. To have the best chance of achieving your goals, you first need to know where you are now and where you want to be in the future.

2. Personalised Property Investment Roadmap
   • Each investor’s circumstances are different, so it’s important that you have a personalised strategy. We consider the best property type and location to suit your circumstances while mapping our future acquisitions to achieve diversification and consistent growth.

2. Finance Structuring

• • Establishing the correct finance strategy is a critical step to achieving your goals. These days, achieving financial security is not as easy as going to the bank and asking for money. Your circumstances are unique, and that means you need a finance strategy that allows you to pursue your property investment goals while minimising risk and minimising any impact on your current lifestyle. We provide guidance on managing existing liability, coaching on the right level and structure of debt, savings tips and strategies to get you into your first or next property sooner, as well as taking into account your career, family and goals.

4. Sourcing the right property for you, in the right market at the right time

• • Our research analysts source and secure properties specifically to meet your needs and align your Property Investment Roadmap and finance strategy. Unlike many others in our industry, we do not sell from price lists. Our suburb and property selection are 100% tailored to each client and their unique needs.
  • Our recommendations are coupled with:

• • • Detailed research analysis on the area and the property
    • Cashflow analysis and deposit + costs required
    • Finance options through our broking team
    • Personalised Property Investment Roadmap
    • Management plan of your property portfolio

You will have a team of experts at your disposal who are equally as passionate about your success as you are. We have a shared commitment to help you reach your goals. We will partner with you throughout your journey regularly reviewing your portfolio performance so you can enjoy life while we take care of your investment journey.